Seeking a ministry loan?

Get access to affordable mortgage financing with competitive rates and terms to support your church or ministry.

Interested in investing?

Grow in your financial stewardship with competitive investments that contribute to Kingdom ministry efforts.

Financial stewardship with meaningful impact.

Grace Financial taps into the incredible potential for churches, ministries, leaders and individuals in the Charis Fellowship to unite in common mission.

We accelerate and support the work of churches and ministries in the Charis Fellowship by providing financing at competitive rates that they can access more easily than with a commercial bank. To fund these loans, we offer conservative investments that help individuals and organizations steward their money well while contributing to the Kingdom ministry work of our Fellowship.

Grace Brethren Investment Foundation is now Grace Financial

285

CHURCHES SUPPORTED

Over 285 growing churches and ministry organizations in the Charis Fellowship have benefitted from affordable financing from Grace Financial. In turn, their work has brought the gospel to tens of thousands of people in communities across North America, from California to Canada.

$190M

IN AFFORDABLE FINANCING

Since 1955, Grace Financial has provided an aggregate sum of mortgage financing in excess of $190 million to Charis churches and ministries. In addition, we generously invest our earnings back into the Fellowship through contributions to church planting and leadership development.

1.75%*

DAILY INTEREST ACCRUAL

Grace Financial focuses on conservative, stable and ministry-minded investments to earn our investors a competitive rate of return. The current interest rate on demand investments accrues daily at 1.75% annually, compounded monthly.

*Rate subject to change pursuant to the terms set forth in Grace Financial’s Prospectus

Get to know who we are and what we’re working towards in under 2 minutes:

About Grace Financial

Grace Financial was organized in 1955 as the Brethren Investment Foundation to serve as a source of mortgage financing for churches, schools and other organizations affiliated with the Charis Fellowship (formerly the Fellowship of Grace Brethren Churches).

Today, we remain passionately committed to God’s mission for the world and the Charis Fellowship. From our offices in Winona Lake, Indiana, our dedicated team serves our borrowers and investors with a unique blend of financial expertise and ministry knowledge in the following ways:

ACCELERATING MISSION

We make financing easy and accessible for churches and ministries. We provide competitive rates and terms on loans delivered through a highly relational and missional engagement process.

FINANCIAL STEWARDSHIP

We are an expert resource for financial stewardship, helping people and organizations care for their money well while contributing to Kingdom growth.

COMMITTED TO CHARIS

We have a rich history in the Charis Fellowship, and we create opportunities to bring churches, ministries and members together to accomplish more than each can do on their own.

News and Information

Owner vs. Manager

Owner vs. Manager

How do you view your money and possessions?  Do you see yourself as an owner or a manager?  What is the right perspective to hold?  And does it even matter?  Read the following short article from Rick Warren to discover the answer! Read the article here

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Introduction to Travelin’ Light e-newsletter

Introduction to Travelin’ Light e-newsletter

Welcome to our first installment of Travelin’ Light. Simply put, this e-newsletter is intended to remind all of us that we are God’s stewards and keep us focused on the task at hand. We intend to share biblical principles of financial stewardship and practical...

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